Can You Buy Baked Goods with EBT/Food Stamps? (2025)

Understanding what can and cannot be bought with the Supplemental Nutrition Assistance Program (SNAP) helps recipients spend their benefits wisely. A common question is whether baked goods qualify as an approved purchase.

Can You Buy Baked Goods with EBT/ Food Stamps?

Yes, you can buy baked goods with EBT or Food Stamps.

This is because SNAP benefits cover most food items intended for home consumption, including bread, cakes, and pastries. However, the baked goods must be sold at a grocery store or other authorized retailer. Items prepared and intended for immediate consumption, such as those from a bakery café, are generally not eligible.

How to Check If Baked Goods Is SNAP-Eligible

To determine if a baked good is SNAP-eligible, check its label. If it has a "Nutrition Facts" label, it is likely eligible. Conversely, items with a "Supplement Facts" label are not eligible. Additionally, if the item is hot, prepared, and meant for immediate consumption, it is generally not SNAP-eligible. For example:

• Packaged bread: It has a "Nutrition Facts" label and is intended for home consumption. Therefore, it is SNAP-eligible.

• Hot pizza slice: It’s hot, prepared, and meant for immediate consumption. Therefore, it is not SNAP-eligible.

If in doubt, compare the item to USDA rules to determine SNAP eligibility.

Additionally, large chain stores often use small shelf labels or icons that say "SNAP Eligible" or "EBT Accepted." Websites of large chains like Walmart, Amazon, or delivery platforms like Instacart often let you filter by SNAP-eligible items. If still unsure, ask the shop assistant before making a purchase.

Surprising Things You Can Buy with EBT

Besides baked goods, you might be surprised to know that SNAP benefits cover many of these items:

• Plants: Vegetable seeds, fruit plants, and starters used to grow food at home.

• Farmers’ Markets: Eligible at many markets, often via tokens or electronic payments.

• Energy Drinks: Eligible if labeled with a "Nutrition Facts" panel (not "Supplement Facts").

• Seafood and Fresh Meat: Fresh, frozen, or canned seafood and meats.

• Snack Foods: Chips, ice cream, candy, and other snacks.

• Special Dietary Foods: Gluten-free, diabetic-friendly, and allergen-free foods.

What Happens If You Try to Buy an Ineligible Item with an EBT Card?

If you try to buy an ineligible item with your EBT card, the transaction will be declined at checkout. The cashier or the self-checkout system will notify you that the item is not covered by SNAP benefits. You will need to use another form of payment or remove the item from your purchase. This ensures that SNAP funds are used only for approved items.

Manage Your SNAP Benefits and Get Cashback with Benny

Managing your SNAP benefits is easier with Benny. Our app allows you to check your EBT balance and transactions in real-time, helping you stay on top of your spending. Plus, earn cash back on groceries and other purchases at popular stores like Walmart, Target, and 7-Eleven. Download Benny to start saving on your EBT benefits.

Frequently Asked Questions

Are decorated cakes eligible for purchase with SNAP benefits?

Yes, decorated cakes are eligible for purchase with SNAP benefits as long as the value of the non-edible decorations does not exceed 50% of the purchase price. This means that cakes with minimal decorations like icing and small toppers are generally acceptable.

Can you buy bakery items like donuts and muffins with EBT?

Yes, you can buy bakery items like donuts and muffins with EBT as long as they are intended for home consumption. These items typically have a "Nutrition Facts" label, making them eligible under SNAP guidelines.

Are there any state-specific rules for buying baked goods with SNAP?

While SNAP is a federal program, some states may have additional guidelines or restrictions on what can be purchased. It's advisable to check with your local SNAP office or retailer to understand any state-specific rules regarding baked goods.

What happens if you try to buy a hot, prepared baked good with EBT?

If you try to buy a hot, prepared baked good with EBT, the transaction will be declined. SNAP benefits do not cover items that are hot and intended for immediate consumption, such as a hot pizza slice or a warm pastry from a bakery café.