Can You Buy Bakery Cakes with EBT/Food Stamps? (2025)

Understanding what can and cannot be bought with the Supplemental Nutrition Assistance Program (SNAP) helps recipients spend their benefits wisely. A common question is whether bakery cakes qualify as an approved purchase.

Can You Buy Bakery Cakes with EBT/ Food Stamps?

Yes, you can buy bakery cakes with EBT or Food Stamps.

Bakery cakes are eligible under SNAP because they are considered a food item. The program allows the purchase of prepared foods that are intended for home consumption, and bakery cakes fall into this category. However, there are some restrictions; the cake must not have non-edible decorations that exceed 50% of the purchase price. This ensures that the primary purpose of the purchase remains food-related.

How to Check If Bakery Cakes Is SNAP-Eligible

To determine if an item is SNAP-eligible, check its label. If the item has a "Nutrition Facts" label, it is likely eligible. Conversely, if it has a "Supplement Facts" label, it is not eligible. Additionally, hot, prepared foods meant for immediate consumption are generally not eligible. For example:

• Frozen pizza: It has a "Nutrition Facts" label and is intended for home consumption. Therefore, it is SNAP-eligible.

• Hot soup from a deli: It’s hot, prepared, and meant for immediate consumption. Therefore, it is not SNAP-eligible.

If in doubt, compare the product to USDA rules to determine SNAP eligibility.

Large chain stores often use small shelf labels or icons that say "SNAP Eligible" or "EBT Accepted." Websites of large chains like Walmart, Amazon, or delivery platforms like Instacart often let you filter by SNAP-eligible items. If still unsure, ask the shop assistant before making a purchase.

Surprising Things You Can Buy with EBT

Besides bakery cakes, you might be surprised to know that SNAP benefits cover many of these items:

• Plants: Vegetable seeds, fruit plants, and starters used to grow food at home are eligible, encouraging self-sufficiency and fresh produce.

• Farmers’ Markets: Many markets accept SNAP benefits, often via tokens or electronic payments, providing access to fresh, local produce.

• Energy Drinks: Eligible if labeled with a "Nutrition Facts" panel, allowing for the purchase of certain energy drinks.

• Seafood and Fresh Meat: Fresh, frozen, or canned seafood and meats are covered, ensuring access to protein-rich foods.

• Snack Foods: Items like chips, ice cream, candy, and other snacks are also eligible, offering a variety of treats.

What Happens If You Try to Buy an Ineligible Item with an EBT Card?

If you try to buy an ineligible item with your EBT card, the transaction will be declined at checkout. The cashier or the self-checkout system will notify you that the item cannot be purchased with SNAP benefits. You will need to use another form of payment or remove the item from your purchase. This ensures that SNAP benefits are used only for approved items.

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Frequently Asked Questions

Are there any restrictions on the size or price of bakery cakes purchased with EBT?

Yes, there are restrictions on the size and price of bakery cakes purchased with EBT. The cake must not have non-edible decorations that exceed 50% of the purchase price. This rule ensures that the primary purpose of the purchase remains food-related.

Can you buy custom-decorated bakery cakes with EBT?

Custom-decorated bakery cakes can be purchased with EBT as long as the non-edible decorations do not exceed 50% of the total price. This means you can enjoy personalized cakes for special occasions while still adhering to SNAP guidelines.

Are there any state-specific rules for buying bakery cakes with EBT?

While the general rule for bakery cakes applies nationwide, some states may have additional guidelines or restrictions. It's advisable to check with your local SNAP office or retailer to understand any state-specific rules that might affect your purchase.

Can you buy a cake that includes non-food items, like a toy or candle, with EBT?

No, you cannot use EBT to buy a cake that includes non-food items like toys or candles. These items must be paid for separately, as SNAP benefits only cover the food portion of the purchase.