Can You Buy Coconut Oil with EBT/Food Stamps? (2025)

Understanding what can and cannot be bought with the Supplemental Nutrition Assistance Program (SNAP) helps recipients spend their benefits wisely. A common question is whether coconut oil qualifies as an approved purchase.

Can You Buy Coconut Oil with EBT/ Food Stamps?

Yes, you can buy coconut oil with EBT or Food Stamps.

This is because coconut oil is considered a food item under SNAP guidelines. The program allows the purchase of most edible items, including oils used for cooking and baking. Therefore, coconut oil qualifies as an eligible purchase.

How to Check If Coconut Oil Is SNAP-Eligible

To determine if an item is SNAP-eligible, check its label. If it has a "Nutrition Facts" label, it is likely eligible. Conversely, items with a "Supplement Facts" label are not eligible. Additionally, hot, prepared foods meant for immediate consumption are generally not SNAP-eligible. For example:

• Frozen pizza: It has a "Nutrition Facts" label and is intended for home consumption. Therefore, it is SNAP-eligible.

• Hot deli sandwich: It’s hot, prepared, and meant for immediate consumption. Therefore, it is not SNAP-eligible.

If in doubt, compare the product to USDA rules to determine SNAP eligibility.

Additionally, large chain stores often use small shelf labels or icons that say "SNAP Eligible" or "EBT Accepted." Websites of large chains like Walmart, Amazon, or delivery platforms like Instacart often let you filter by SNAP-eligible items. If still unsure, ask the shop assistant before making a purchase.

Surprising Things You Can Buy with EBT

Besides coconut oil, you might be surprised to know that SNAP benefits cover many of these items:

• Plants: Vegetable seeds, fruit plants, and starters used to grow food at home are eligible for purchase, encouraging self-sufficiency and home gardening.

• Farmers’ Markets: Many markets accept SNAP benefits, often through tokens or electronic payments, allowing recipients to buy fresh, local produce.

• Energy Drinks: If labeled with a "Nutrition Facts" panel, these drinks are eligible, unlike those labeled with "Supplement Facts."

• Bakery Items and Birthday Cakes: Decorated birthday cakes and other baked goods can be bought, making celebrations more accessible.

• Seafood and Fresh Meat: Fresh, frozen, or canned seafood and meats are eligible, providing a variety of protein options.

What Happens If You Try to Buy an Ineligible Item with an EBT Card?

If you try to buy an ineligible item with your EBT card, the transaction will be declined at checkout. The cashier or the self-checkout system will notify you that the item cannot be purchased with SNAP benefits. You will need to use another form of payment or remove the item from your purchase. This ensures that SNAP benefits are used only for approved items.

Manage Your SNAP Benefits and Get Cashback with Benny

Benny is a great option to manage your SNAP benefits effectively. With Benny, you can check your EBT balance and transactions in real-time, helping you stay on top of your spending. Plus, you can earn cash back on groceries and other purchases at popular stores such as Walmart, Target, and 7-Eleven.

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Frequently Asked Questions

Is there a limit on how much coconut oil you can buy with EBT?

No, there is no specific limit on the amount of coconut oil you can purchase with EBT. As long as the total cost of your groceries does not exceed your available SNAP benefits, you can buy as much coconut oil as you need.

Can you buy organic coconut oil with EBT?

Yes, you can buy organic coconut oil with EBT. Both organic and non-organic coconut oils are considered food items under SNAP guidelines and are therefore eligible for purchase.

Are there any specific brands of coconut oil that are not eligible for purchase with EBT?

No, there are no specific brands of coconut oil that are excluded from EBT eligibility. As long as the coconut oil has a "Nutrition Facts" label, it qualifies for purchase with SNAP benefits regardless of the brand.

Can you buy coconut oil from online retailers using EBT?

Yes, you can buy coconut oil from online retailers using EBT, provided the retailer is authorized to accept SNAP benefits. Websites like Amazon and Walmart allow you to filter for SNAP-eligible items, making it easier to shop online with your EBT card.