Can You Buy Fruit Trees with EBT/Food Stamps? (2025)

Understanding what can and cannot be bought with the Supplemental Nutrition Assistance Program (SNAP) helps recipients spend their benefits wisely. A common question is whether fruit trees qualify as an approved purchase.

Can You Buy Fruit Trees with EBT/ Food Stamps?

Yes, you can buy fruit trees with EBT or Food Stamps.

This is because the Supplemental Nutrition Assistance Program (SNAP) allows the purchase of seeds and plants that produce food for the household to eat. Fruit trees fall under this category, as they provide a sustainable source of fresh produce. By investing in fruit trees, recipients can grow their own fruits, promoting long-term food security and self-sufficiency.

How to Check If Fruit Trees Is SNAP-Eligible

To determine if an item is SNAP-eligible, check its label. If the item has a "Nutrition Facts" label, it is likely eligible. Conversely, if it has a "Supplement Facts" label, it is not eligible. Additionally, hot, prepared foods meant for immediate consumption are generally not SNAP-eligible. For example:

• Frozen vegetables: They have a "Nutrition Facts" label and are intended for home consumption. Therefore, they are SNAP-eligible.

• Hot pizza: It’s hot, prepared, and meant for immediate consumption. Therefore, it is not SNAP-eligible.

If in doubt, compare the product to USDA rules to determine SNAP eligibility.

Large chain stores often use small shelf labels or icons that say "SNAP Eligible" or "EBT Accepted." Websites of large chains like Walmart, Amazon, or delivery platforms like Instacart often let you filter by SNAP-eligible items. If still unsure, ask the shop assistant before making a purchase.

Surprising Things You Can Buy with EBT

Besides fruit trees, you might be surprised to know that SNAP benefits cover many of these items:

• Plants: Vegetable seeds, fruit plants, and starters used to grow food at home.

• Farmers’ Markets: Eligible at many markets, often via tokens or electronic payments.

• Energy Drinks: Eligible if labeled with a "Nutrition Facts" panel (not "Supplement Facts").

• Bakery Items and Birthday Cakes: Decorated birthday cakes and baked goods.

• Seafood and Fresh Meat: Fresh, frozen, or canned seafood and meats.

• Snack Foods: Chips, ice cream, candy, and other snacks.

What Happens If You Try to Buy an Ineligible Item with an EBT Card?

If you try to buy an ineligible item with your EBT card, the transaction will be declined at checkout. The cashier or the self-checkout system will notify you that the item cannot be purchased with SNAP benefits. You will need to use another form of payment or remove the item from your purchase. This ensures that SNAP benefits are used only for approved items.

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Frequently Asked Questions

Are there any restrictions on the types of fruit trees you can buy with SNAP benefits?

Yes, there are some restrictions. Only fruit trees that produce food for human consumption are eligible for purchase with SNAP benefits. Ornamental or non-fruit-bearing trees do not qualify.

Can you buy fruit trees from any retailer with SNAP benefits?

You can buy fruit trees from any retailer that accepts EBT and sells eligible food-producing plants. This includes garden centers, nurseries, and some large retail chains. Always check with the retailer to confirm they accept EBT for these purchases.

Do all states allow the purchase of fruit trees with SNAP benefits?

Yes, the purchase of fruit trees with SNAP benefits is allowed in all states. This is because the federal SNAP program includes seeds and plants that produce food as eligible items, and this rule applies nationwide.

How can buying fruit trees with SNAP benefits promote long-term food security?

Buying fruit trees with SNAP benefits can promote long-term food security by providing a sustainable source of fresh produce. Once planted, these trees can yield fruit for many years, reducing the need for future food purchases and enhancing self-sufficiency.