Shopping with SNAP

Does Smart & Final Take EBT in 2025?

Jan 21, 2025

Yes, Smart & Final accepts EBT cards for eligible in-store purchases. EBT cards can also be used at self-checkout kiosks, providing a quicker and more independent way to complete transactions. However, Smart & Final does not currently accept EBT for online orders, including delivery or curbside pickup. Since EBT acceptance may vary by state, it’s best to check with your local Smart & Final for the most accurate and up-to-date information.

What Can You Buy at Smart & Final with EBT?

At Smart & Final, you can use your EBT card to purchase a variety of items eligible under the SNAP program. Generally, these items are marked with a "Nutrition" label, such as fresh fruits, vegetables, and dairy products. However, items labeled as "Supplements" and hot, prepared foods intended for immediate consumption, like rotisserie chicken, are not covered by SNAP.

Here are some examples of eligible items you can buy with EBT at Smart & Final:

Bread and cereals
Meat, poultry, and fish
Non-alcoholic beverages
Seeds and plants that produce food for the household

On the other hand, the following items are not eligible for purchase with EBT:

Vitamins and medicines
Beer, wine, and liquor
Pet foods
Household supplies like soap and paper products

How to Use Your EBT Card at Smart & Final?

Paying with an EBT card at Smart & Final is similar to paying with any other debit card. Here are the steps to follow:

Swipe or insert your EBT card at the payment terminal.
Select "EBT" as your payment method on the screen.
Enter your 4-digit PIN to authorize the transaction.
Keep your receipt for your records and to track your balance.

Can You Get Discounts Smart & Final with EBT?

Smart & Final does not offer specific discounts, special pricing, or exclusive benefits for customers using EBT cards. The prices for items eligible under the SNAP program remain the same for all customers, regardless of payment method. Additionally, there are no membership requirements to use an EBT card at Smart & Final.

While EBT cards can be used for in-store purchases, they cannot be used for online orders, including delivery or curbside pickup. This policy ensures that all transactions comply with federal regulations governing the use of EBT benefits.

Tips for Maximizing Your EBT Benefits at Smart & Final

Maximizing your EBT benefits at Smart & Final can help you stretch your food budget further. Here are some practical tips to make the most out of your shopping experience:

Shop During Sales: Take advantage of weekly sales and promotions. Smart & Final often has discounts on bulk items, which can help you save more on your grocery bill.
Buy Store Brands: Opt for Smart & Final's store brands, which are often cheaper than name brands but offer similar quality. This can help you get more for your money.
Use Coupons: Combine manufacturer coupons with store sales to maximize your savings. Smart & Final accepts coupons, and using them strategically can significantly reduce your total cost.
Download Benny: Benny is a free app that helps you get cash back on EBT purchases. For Smart & Final, Benny offers a 1% cashback available in California, Arizona, and Nevada. Download Benny to start saving today.

Download Benny for Free & Earn Cash Back on SNAP

Using EBT at Smart & Final is straightforward and allows you to purchase a wide range of SNAP-eligible items. While there are no specific discounts for EBT users, you can still save by shopping during sales, using coupons, and opting for store brands.