Generally, Arby's does not accept EBT cards. However, some locations participate in the Restaurant Meals Program (RMP). This state-run program allows eligible SNAP recipients to purchase prepared meals at approved restaurants. Participation is limited and varies by location.

Using Your EBT Card at Arby's

EBT payments are only accepted for in-restaurant dining at specific Arby's locations that are part of the Restaurant Meals Program. This program is not available nationwide, so most Arby's restaurants cannot process SNAP benefits.

The RMP operates in states like Arizona, California, Florida, Hawaii, Michigan, and Rhode Island. However, participation is decided by each individual restaurant. You will need to confirm with your local Arby's to see if they accept EBT.

Currently, there is no option to use EBT for online orders, curbside pickup, or through delivery apps. You can find a restaurant near you by using the official Arby's locator to inquire about their RMP status.

How to Pay With EBT at Arby's

If you are eligible for the RMP and have found a participating Arby's, paying with your EBT card is straightforward. Here are the steps to follow when you place your order.

• Inform the cashier you will be paying with an EBT card before they ring up your order.

• Your transaction will be processed for the total amount of eligible food items. You will need to enter your PIN to authorize the payment.

• Since SNAP benefits only cover food items, you must have a separate payment method for any non-food purchases or non-eligible items.

What Is The RMP And Who's Eligible

The Restaurant Meals Program is a state-run option that allows you to buy prepared meals at approved restaurants if you cannot store or cook your own food. You will use your existing SNAP funds for these purchases, as the program does not provide extra money.

Restaurants must apply through their state agency and the USDA to participate. This ensures they meet all the necessary requirements to serve eligible SNAP households.

Eligibility Requirements

To qualify, your entire household must meet certain criteria. This includes being 60 or older, having a permanent disability, or experiencing homelessness. Spouses of eligible members are also included. Your eligibility is coded directly onto your EBT card for verification at checkout.

Participating States

The RMP is not available in every state. As of mid-2025, the program is active in the following areas, with some offering it statewide while others have limited participation.

• Arizona

• California

• Illinois

• Maryland

• Massachusetts

• Michigan

• New York

• Rhode Island

• Virginia

You can find approved restaurants using the official USDA SNAP Retailer Locator. Since participation can change, it is always best to call a specific Arby's location ahead of time to confirm they accept EBT.

What Can You Buy With an EBT Card at Arby's?

When using your EBT card at Arby's, your SNAP benefits can cover a variety of prepared meals and drinks. Here are some of the eligible food items you can typically purchase.

• Sandwiches and Wraps: Your benefits can cover many sandwiches, including Arby's signature Classic Roast Beef, Beef 'n Cheddar, and Market Fresh options.

• Side Items: Many popular sides are eligible. This includes Arby's famous Curly Fries, as long as they are packaged for you to take home.

• Salads: Cold prepared foods like the Market Fresh salads generally qualify for purchase with your SNAP benefits.

• Desserts and Treats: You can also use your EBT card for desserts like turnovers and shakes that are considered eligible food items.

• Beverages: Most drinks that have a "Nutrition Facts" label are covered. This includes soft drinks, juices, and other bottled beverages sold at the restaurant.

• Breakfast Items: At locations with a breakfast menu, you can often buy items like cold breakfast sandwiches intended for you to eat at home.

The specific menu items you can buy with your EBT card can differ from one Arby's to another. Availability often depends on local store policies and what they offer.

Why Isn’t EBT Accepted at More Arby's Locations?

Widespread EBT acceptance at Arby's is hindered by the Restaurant Meals Program's strict framework. The RMP is a state-level option, meaning it isn't available nationwide. Furthermore, its eligibility is tightly controlled, generally limited to those who are elderly, disabled, or experiencing homelessness. This greatly narrows the potential customer base for any participating restaurant.

Most Arby's restaurants are franchises, so individual owners must opt into the RMP. Given the limited pool of eligible customers, many franchisees may not see a compelling business reason to join. Additionally, there are technical hurdles involved, such as updating point-of-sale systems to handle EBT payments, which adds another layer of complexity and cost.